You're Already Spending, So Why Not Earn CASH BACK Rewards Points Every Time You Use Your CFCU Rewards or Rewards Elite Credit Card.
Credit Card Features
- Access to Digital Banking
- Digital Wallet Capabilities (Apple and Google Pay)
- MasterCard Guide to Benefits
- Avoid interest charges by paying your full statement balance on or before your due date each month
- Instant Issue at branches
CFCU Rewards
- Earn Rewards Points
- 1 point for every $1 spent
- Use your points to redeem CASH BACK
- UChoose Rewards
- No annual fee
- Credit Limit $500 - $25,000
CFCU Rewards Elite
- Earn Rewards Points
- 2 points for every $1 spent
- Use your points to redeem CASH BACK
- UChoose Rewards
- Higher credit limit
- Lowest interest rate
- Low $50 annual fee
- Credit Limit $10,000 - $50,000
Classic and Secured
- Can help you build or rebuild credit
- Low $15 annual fee that is waived if a member maintains a Direct Deposit in a CFCU account or has a CFCU Mortgage
- Credit Limit $500 - $5,000
- Secured Cards have a fixed rate
Want to increase your credit limit?
- Choose the credit card type you currently have that you want to increase the limit on.
- Under “Loan Purpose”, choose “Credit Increase”.


Mastercard Priceless Surprises
You could win $10,000 when you make everyday purchases with your CFCU Mastercard debit and/or credit card with Mastercard's Priceless Surprises promotion that is available from March 1, 2023 - December 31, 2023.
View our disclosures for additional Terms and Conditions.