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CFCU Credit Union

Routing #: 221381540

Routing #: 221381540

Rewards Credit Cards

Your Already Spending, So Why Not Earn CASH BACK Rewards Points Every Time You Use Your CFCU Rewards or Rewards Elite Credit Card.

Credit Card Features

  • Access to Digital Banking
  • Digital Wallet Capabilities (Apple and Google Pay)
  • MasterCard Guide to Benefits
  • Avoid interest charges by paying your full statement balance on or before your due date each month
  • Instant Issue at branches

CFCU Rewards

  • Earn Rewards Points
    • 1 point for every $1 spent
    • Use your points to redeem CASH BACK
    • UChoose Rewards
  • No annual fee
  • Credit Limit $500 - $25,000

CFCU Rewards Elite

  • Earn Rewards Points
    • 2 points for every $1 spent
    • Use your points to redeem CASH BACK
    • UChoose Rewards
  • Higher credit limit
  • Lowest interest rate
  • Low $50 annual fee
  • Credit Limit $10,000 - $50,000

Classic and Secured

  • Can help you build or rebuild credit
  • Low $15 annual fee that is waived if a member maintains a Direct Deposit in a CFCU account or has a CFCU Mortgage
  • Credit Limit $500 - $5,000
  • Secured Cards have a fixed rate

Want to increase your credit limit?

Apply for an increase

  • Choose the credit card type you currently have that you want to increase the limit on.
  • Under “Loan Purpose”, choose “Credit Increase”.

Personal Loans

CFCU’s Personal Loans can be used for any purpose to fit your unique needs.

Learn More about Personal Loans

View our disclosures for additional Terms and Conditions.