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CFCU Credit Union


An additional platform to complement Digital Banking

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Routing #: 221381540


Investing in Certificates of Deposit

This account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.


  • Earn a higher Average Percentage Yield (APY).
  • Low $500 minimum to open.
  • Access to Digital Banking.
  • No monthly service fees.
  • Deposits are Federally Insured by the NCUA to at least $250,000.


12 - 60 Month Certificates

4.00% APY*

$500 minimum balance    

    4.05% APY*

    $25,000 minimum balance

      4.15% APY*

      $100,000 minimum balance

        *APY=Annual Percentage Yield. APY is accurate as of 9/1/2023, and available for a limited time. Certificate terms 12 - 60 months. Minimum account opening deposit of $500 required. Minimum balance of $500 earns 4.00% APY, minimum balance of $25,000 earns 4.05% APY, and minimum balance of $100,000 earns 4.15% APY. Penalties may be imposed for early withdrawal. Fees may reduce earnings.

        You Could Be The Next BIG WINNER!

        Every $25 deposited is a chance to win!*

        *up to 10 entries a month

        Learn More about You Could Be The Next BIG WINNER!

        See official Lucky Savers rules here. For more information, please visit