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CFCU Credit Union


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Routing #: 221381540

Commercial Mortgages

Purchase or Refinance Commercial Property with Limited Closing Costs.


  • Limited Closing Costs* – Total Savings up to $7,500 (up to $2,500 each for Appraisal, CFCU Attorney, and Mortgage Tax)
  • Term Options Up to 25 Years
    • 15-year Fixed Rate (finance up to 80% of purchase price)
    • 20-year Adjustable Rate (finance up to 80% of the purchase price, rates adjust every 5 years)
    • 25-year Adjustable Rate (finance up to 75% of the purchase price, rates adjust every 5 years)
  • No Application Fee – There is no fee to apply. Once you are approved, there is a 0.50% commitment fee with a minimum of $250.
  • No Pre-Payment Penalty

Fill out the form to contact the Commercial Mortgage Team

Real Estate Lines of Credit

Leverage the equity in your business real estate holdings.

Learn More about Real Estate Lines of Credit

*Limited Closing Costs - All loans are subject to approval. Existing CFCU Commercial Mortgages and 2nd Chance Business Mortgages are not eligible for this promotion. Maximum loan term is based on Loan to Value (LTV). Required 5-year recapture period applies to Limited Closing Cost Commercial Mortgages. Interest accrual begins on date of contract. NMLS #299582.

We offer commercial mortgages in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.