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CFCU Credit Union


An additional platform to complement Digital Banking

CFCU More Login

Routing #: 221381540


Digital Banking is moving into CFCU More NOVEMBER 4th!

CFCU More is an additional platform of banking tools and services to complement CFCU’s Digital Banking. After Digital Banking is moved over, CFCU More will be the one and ONLY place for all tools and services.

We will update this page regularly with more details as we get closer to moving CFCU Digital Banking into CFCU More.

IMPORTANT NOTE FOR BUSINESS MEMBERS:  Digital Banking Services (specifically for businesses) will be moved over to CFCU More at a later date than Personal accounts. CFCU's Digital Banking app will remain available for Businesses until Business Digital Banking Services are moved over to CFCU More. 

Why We're Changing Platforms

To continue to provide the best service to our members, we’re planning ahead for the future of banking. The framework behind CFCU More provides a strong foundation for us to greatly increase our agility and flexibility so that we can provide the latest and greatest banking technologies to our members at a much faster pace, making your financial lives even easier. 


Banking for THIS Moment!


Get More! Sign Up for CFCU More Today!

Don’t wait to sign up for CFCU More! You can enjoy all the new capabilities that are only available in CFCU More right away.

With CFCU More, you can:

  • Card Controls: freeze or activate your debit card. change the pin, and add travel exemptions
  • Pay Bills: pay and manage your bills
  • Pay-a-Person: send money to friends or family
  • External Transfers: transfer money between your CFCU account and accounts at other financial institutions
  • Subscription Manager: identify and manage subscriptions
  • Switch Deposits+: move a checking account from another financial institution to CFCU in just a few clicks
  • Apply for a Loan: easily apply for a CFCU loan
  • and much more! 

Also, if you sign up today, you will already have access when Digital Banking is moved into CFCU More later this year. 

How to Register


  1. To register you will need your Member Number* and additional personal identifying information.
  2. Access CFCU More by entering into your browser or download the CFCU More app in the Apple Store or Google Play Store and click on “Enroll”.
  3. Once you are registered, you can access our new services from either the app or the website.


Download on the app store
get it on google play


If you have trouble registering, please call our Member Solutions team at 607-257-8500 or toll-free 800-428-8340.


*If you are not sure what your member number is you can request it by sending a secure message in Digital Banking, stopping into any branch, or calling Member Solutions.

Tools Exclusively Available in CFCU More

Watch our video tutorial and learn more about the main tools available now.

CFCU More Video

Debit Card Controls

Card Controls allow you to easily change your pin, add travel exemptions/alerts, and freeze or activate your debit card anytime, from anywhere.



  • You will be able to access any CFCU Debit Card that is issued in your name that is in an active or issued status.


  • No, you will not see a joint signer’s card. The joint signer will need to register for CFCU More to use Card Controls and make changes to the card issued in their name.

Subscription Manager

Use this free tool to easily identify and manage subscriptions you pay for with your CFCU debit card and debit/credit cards from other institutions. It’s also a great tool to capture any duplicate subscriptions.

Try it today, you may save some money!

External Transfers

External Transfers allows you to transfer money in and out of your CFCU accounts to and from your accounts at other financial institutions.

*A checking account is required for this service.



    • If your other Financial Institution participates in Plaid, you can add a new account and initiate the first transfer on the same day. If you are looking to transfer funds to another person, check out our Pay-a-Person service (also available in CFCU More). If you are looking to pay a merchant, biller or business try our Pay Bills service (also available in CFCU More).

    Currency Exchange

    Use this tool to order Foreign Currency and save valuable time and money.

    Currency from over 100 countries is available for delivery or pick up in a branch within 1-2 business days. Save money by avoiding 3% credit card surcharges.

    *Foreign currency is not immediately available, it must be ordered in advance within Digital Banking or CFCU More. Fees may apply.

    Pay Bills

    Pay and manage your monthly bills from one place online. 

    With Bill Pay you can view your payment history, pay bills immediately, or schedule a future or recurring payment.

    *A checking account is required for this service.


    Pay-a-Person allows you to pay friends and family easily from your CFCU accounts.

    *A checking account is required for this service.



      • Pay-a-Person is intended to transfer funds between two individuals and not designed for business usage.
      • If you are looking for an electronic option to transfer funds to individuals, we recommend CFCU’s ACH processing services for businesses. Please Contact Shine Gonzalez, our Business Development Specialist, for more information.

      Switch Deposits+

      Switch Deposits+ is a tool that makes moving your checking or savings account from another institution to a CFCU checking or savings account, just a few simple clicks away.

      *A checking or savings account is required for this service.

      Other Tools Available

      CFCU Insurance


      Apply for a Loan

      Mortgage Application

      Student Loans

      ATM Locations

      Ask Blue Chat Bot

      About CFCU

      Stay tuned for even more tools to be added in 2024!