You Could be the Next BIG WINNER!
Build your savings while earning chances to win cash prizes.
Lucky Savers is a 12-month certificate that you can deposit into every month. Every $25 deposit earns you a chance to win (up to 10 entries per month).
Make saving and your chance to win even easier by setting up a recurring deposit to your Lucky Savers each month.
Cash Prizes!
Monthly Cash Prizes:
- Each $25 deposit gives you a chance to win prizes up to $500 with 33 prizes each month.
Quarterly Cash Prizes:
- Each $25 deposit gives you a chance to win prizes up to $5,000 with 4 prizes each quarter.
Other Benefits
Besides the big benefit of being eligible to win cash prizes, there are other benefits to a Lucky Savers account:
- Earn a higher Average Percentage Yield (APY) than a regular savings account.
- Low $25 minimum to open.
- Access to Digital Banking.
- No monthly service fees.
- Deposits are Federally Insured by the NCUA to at least $250,000.
Requirements
- Must be 18 years of age or older.
- You must be a CFCU member with accounts in good standing.
- Business and Trust accounts are not eligible for this account.
- $25 minimum to open.
- Limited to one Lucky Savers account in New York State (members cannot have a Lucky Savers account at another credit union or more than one Lucky Savers account at CFCU).
Rates


CFCU Money Market
Earn a higher percent on your savings while keeping your funds liquid!
* See official rules here. For more information, please visit www.nycua.org.