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CFCU Credit Union


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Routing #: 221381540

Lucky Savers


You Could be the Next BIG WINNER!

Build your savings while earning chances to win cash prizes.

Lucky Savers is a 12-month certificate that you can deposit into every month. Every $25 deposit earns you a chance to win (up to 10 entries per month).

Make saving and your chance to win even easier by setting up a recurring deposit to your Lucky Savers each month. 


Cash Prizes!

Monthly Cash Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $500 with 33 prizes each month.

Quarterly Cash Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $5,000 with 4 prizes each quarter.

Other Benefits

Besides the big benefit of being eligible to win cash prizes, there are other benefits to a Lucky Savers account:

  • Earn a higher Average Percentage Yield (APY) than a regular savings account.
  • Low $25 minimum to open.
  • Access to Digital Banking.
  • No monthly service fees.
  • Deposits are Federally Insured by the NCUA to at least $250,000.


    • Must be 18 years of age or older. 
    • You must be a CFCU member with accounts in good standing.
    • Business and Trust accounts are not eligible for this account.
    • $25 minimum to open.
    • Limited to one Lucky Savers account in New York State (members cannot have a Lucky Savers account at another credit union or more than one Lucky Savers account at CFCU).



    We offer Lucky Savers in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.

    CFCU Money Market

    Earn a higher percent on your savings while keeping your funds liquid!


    Learn More about CFCU Money Market

    * See official rules here. For more information, please visit