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CFCU Credit Union

Routing #: 221381540

Routing #: 221381540

Lucky Savers

You Could be the Next BIG WINNER!

Build your savings while earning chances to win cash prizes.

Lucky Savers is a 12-month certificate that you can deposit into every month. Every $25 deposit earns you a chance to win (up to 10 entries per month).

Make saving and your chance to win even easier by setting up a recurring deposit to your Lucky Savers each month. 


Cash Prizes!

Monthly Cash Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $500 with 33 prizes each month

Quarterly Cash Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $5,000 with 4 prizes each quarter

Other Benefits

Besides the big benefit of being eligible to win cash prizes, there are other benefits to a Lucky Savers account:

  • Earn a higher Average Percentage Yield (APY) than a regular savings account
  • Low $25 minimum to open
  • Access to Digital Banking
  • No monthly service fees


    • Must be 18 years of age or older 
    • You must be a CFCU member with accounts in good standing
    • Business and Trust accounts are not eligible for this account
    • $25 minimum to open
    • Limited to one Lucky Savers account in New York State (members cannot have a Lucky Savers account at another credit union or more than one Lucky Savers account at CFCU)


    CFCU Money Market

    Earn a higher percent on your savings while keeping your funds Liquid!

    Learn More about CFCU Money Market

    * See official rules here. For more information, please visit