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CFCU Credit Union


An additional platform to complement Digital Banking

CFCU More Login

Routing #: 221381540

UChoose Rewards

You’re Already Spending, Why Not Earn CASH BACK Rewards Points!

Earn rewards points every time you use your Rewards Credit and/or Debit card to make a purchase.

Easily redeem the points you earn for cash back, gift cards, travel, or a catalog of merchandise!

To Register, Login, View, and Redeem Points

Go To UChoose Rewards


Accounts That Earn Rewards

With the following accounts you earn rewards points every time you make a purchase with your debit or credit card. If you don't have a Rewards card yet, apply today and start earning.

Get more information on each Rewards account:

  • Transformation Checking (Earn 1 point for every $2 spent)
  • Student Checking (Earn 1 point for every $2 spent)
  • Business Rewards Checking (Earn 1 point for every $2 spent)
  • Rewards Credit Card (Earn 1 point for every $1 spent)
  • Rewards Elite Credit Card (Earn 2 points for every $1 spent)
  • Business Rewards Credit Card (Earn 2 points for every $1 spent)
  • dogs with credit cards

    You Can Earn up to 8,500 Bonus CASH BACK Rewards Points!

    Earn 7,500 when you open a CFCU Rewards Debit and/or Credit Card account and use your new card to spend $3,000 or more in the first 90 days.

    Earn another 1,000 points if you register your new card in UChoose before January 31st

    This Bonus Points Promo is Available for a LIMITED TIME ONLY!

    *7,500 bonus points awarded to individuals who open a Transformation Checking, Student Checking, Rewards Credit Card, Rewards Elite Credit Card, Business Rewards Checking, and/or Business Rewards Credit Card during the promotional period of 08/15/23 – 1/31/24 and within 90 days of account opening use their CFCU Rewards debit or credit card for purchase(s) totaling $3,000 or more. An additional 1,000 bonus points will be awarded to individuals when they register their new CFCU card with UChoose during the promotional period. Bonus points will be credited to accounts within 30 days of criteria being met. Account holders are eligible to receive bonus points on each new account they open. All credit cards are subject to approval. Transformation Checking requires a minimum opening deposit of $25, with an Annual Percentage Yield(APY) of .03% on balances greater than $1,000. APY is accurate as of the last declaration date. UChoose Registration is required to redeem points. Membership eligibility requirements apply. Federally insured by NCUA.

    How to Combine Points

    You can combine points from several accounts by linking them within UChoose. When in UChoose, just click on your profile, then click link accounts and follow the instructions on the page.

    UChoose Rewards page displaying the Link Account option.

    Featured UChoose Offers

    • Earn even more points by checking out and activating Featured Offers in the Earn Point section within UChoose.
    • Some merchants give bonuses of up to 30x bonus points
    • Login to UChoose, to view Featured Offers

    *To manage your points, register your card with UChoose 3 business days from card issuance.