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CFCU Credit Union

Routing #: 221381540

Routing #: 221381540

Checking

Choose the Checking Option That Is Right For You!

We have a checking option for you to earn Cash Back Rewards Points when you make purchases with your debit card.

 

1Transformation Checking

You're already spending, so why not earn CASH BACK Rewards when you swipe your debit card.

  • Earn 1 point for every $2 spent.  
  • Avoid the $8 monthly fee with EITHER 12 debit card transactions per month OR a combined average daily balance of $5,000 in your checking, savings, and CD accounts.
  • Low $25 minimum balance to open.

2Simply Checking

CFCU’s basic checking account.

  • Avoid the $3 monthly fee with EITHER 12 or more debit card transactions per month OR with at least one direct deposit per month OR if the primary account owner is under 25 years old.
  • Low $25 minimum balance to open.

Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

ClickSWITCH helps you move automatic payments and direct deposits from one account to another all in one place without having to fill out paperwork.

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

Upgrade Your CFCU Checking

If you have a CFCU Premier, Classic, or Electronic checking account and want to upgrade to a Transformation or Simply Checking account, it’s easy!

Just give us a call or visit us at a branch.

1The Transformation Checking account primary owner must have a combined average daily balance of at least $5,000 in their checking, savings, and certificate accounts OR have at least 12 debit card transactions per month, otherwise a monthly service fee of $8 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply.

2The Simply Checking account primary owner must be under 25 years old OR have at least one direct deposit into their Simply Checking account per month OR have at least 12 debit card transactions per month, otherwise a monthly service fee of $3 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply.