*APY=Annual Percentage Yield. APY is accurate as of 11/16/2022, and available for a limited time. Certificate term is 24 months. Minimum account opening deposit of $500 required. Minimum balance of $500 earns 3.25% APY, minimum balance of $25,000 earns 3.30% APY, and minimum balance of $100,000 earns 3.40% APY. Penalties may be imposed for early withdrawal. Fees may reduce earnings.