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CFCU Credit Union

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Routing #: 221381540

Savings Accounts in Waterloo, New York

Personal Savings Account

Whether you’re saving up for a specific goal, or you just want to be prepared for some of life’s many surprises, your money is safe with us in a savings account at CFCU.

 

Multiple Savings Accounts Options in Waterloo, New York

We offer three savings accounts for our members. Open one or all three - the choice is yours.

  • Membership Savings: Open a Membership Savings Account and you automatically become a CFCU member. Membership Savings only has a $5 balance requirement, and $100 to start earning dividends.
  • Lucky Savers*: Each Lucky Savers account gives you a chance to earn big cash prizes ranging from $25 to $5,000. Account holders are allowed up to 10 entries per month. Requires a $25 minimum opening deposit.
  • Goal Savings: Have a savings goal? Set up automatic deposits to help you reach your savings goal by specific date. Even better? Goal Savings does not require a minimum balance, and to start earning dividends you only need $100 in your account.

 

Why Bank With CFCU Community Credit Union?

All members with CFCU get free perks, including:

  • Monthly Service: You normally see the word ‘fees’ after the words monthly service, but you don’t with CFCU.
  • Digital Banking: Access your savings account through either our online portal or mobile app.
  • NCUA Protection: All members get free depositors’ insurance, which protects each member up to $250,000.

 

Join Today!

Membership is available to anyone who lives, works, worships, goes to school, or has a business in:

  • Cayuga
  • Cortland
  • Madison
  • Onondaga
  • Ontario
  • Seneca
  • Tompkins

Membership is also available to anyone who works with any of the Select Employer Groups. Join today by opening a Membership Savings Account for only $5.

See official rules here. For more information, please visit www.nycua.org.

 


Other Great Ways to Save!

Money Market

Earn a higher interest rate while still keeping your money liquid.

Certificates

Earn a higher interest rate on your savings by keeping your money in the account for a specific period of time.

Dream Home Club

A program for first-time homebuyers that are saving for a down payment.