Rewards Credit Cards

You're already spending, so why not earn
CASH BACK Rewards Points
every time you use your
CFCU Rewards or Rewards Elite Credit Card
 
 

 

 

Credit Card Options

CFCU Rewards

  • Earn Rewards Points
    • 1 point for every $1 spent
    • Use your points to redeem CASH BACK
    • UChoose Rewards
  • No annual fee
  • Credit Limit $500 - $25,000

CFCU Rewards Elite

  • Earn Rewards Points
    • 2 points for every $1 spent
    • Use your points to redeem CASH BACK
    • UChoose Rewards
  • Higher credit limit
  • Lowest interest rate
  • Low $50 annual fee
  • Credit Limit $10,000 - $50,000

Classic and Secured

  • Can help you build or rebuild credit
  • Low $15 annual fee that is waived if a member maintains a Direct Deposit in a CFCU account or has a CFCU Mortgage
  • Credit Limit $500 - $5,000
  • Secured Cards have a fixed rate

    Credit Card Features

    Rates

    Table data for Credit Card Rates
     Rates as of 11/1/2022
    Annual Percentage Rate (APR) for Purchases APR for Balance Transfers APR for Cash Advances Penalty APR and When it Applies Minimum Interest Charge Alert Me
    Rewards 12.99% - 18.99%1 12.99% - 18.99%1 12.99% - 18.99%1 None None Receive a notification when this rate changes
    Rewards Elite 11.49% - 17.49% 11.49% - 17.49% 11.49% - 17.49% None None Receive a notification when this rate changes
    Classic 13.90% - 19.00%1 13.90% - 19.00%1 13.90% - 19.00%1 None None Receive a notification when this rate changes
    Secured 17.00% 17.00% 17.00% None None Receive a notification when this rate changes
    • 1Based on your creditworthiness on account opening. This APR will vary with the market based on the Prime Rate.

    Helpful Info

     

    View and Redeem Rewards Points

     

    Pay Your Credit Card or Set Up Autopay

     

    Digital Wallet FAQs

     

    Debt Consolidation Calculator

     


    Want to increase your credit limit?

    • Click here to apply for an increase
    • Choose the credit card type you currently have that you want to increase the limit on
    • Under “Loan Purpose”, choose “Credit Increase”

     


     

    Click on the image below for MasterCard's Guide to Benefits

     

    Promotions

      

    You could win $10,000 with your CFCU Mastercard Products

    FAQs

     


     

    View our disclosures for additional Terms and Conditions.