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CFCU Credit Union


An additional platform to complement Digital Banking

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Routing #: 221381540

Auto Loans in Waterloo, New York

Living in Waterloo means you can apply to get access to competitive auto loan rates with flexible terms by joining CFCU.


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Get Pre-Approved for an Auto Loan in Waterloo

By getting preapproved for an auto loan, you can head to your favorite car dealership in Waterloo without worrying about having to qualify for in-house financing. In fact, we have local dealer partnerships that allow you to apply with us while you’re there shopping. Either way, you can shop with confidence knowing exactly what purchase price and monthly payment you have to work with.


Auto Loans for Every Type of Purchase

Use your CFCU Waterloo auto loan for nearly any type of vehicle purchase in and around Ithaca, including buying from a dealership or a private seller. You won’t even see a change in your rate quote – your auto loan offer applies to either type of transaction.

Once your purchase is complete and you make six on-time monthly payments, you can request a rate adjustment. That means even more savings on our already competitive interest rates.


Why Get an Auto Loan?

An auto loan helps you purchase a new or used vehicle faster than if you were saving cash. Even if you already have enough savings on hand, auto loans let you keep that financial buffer while providing fixed monthly payments and low rates. You can also refinance your current auto loan which could result in a lower loan rate.

Interested in taking out an auto loan in Waterloo? Apply today!


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*Proof of insurance is required for all collateralized loans with a maximum insurance deductible of $1,000 with proof of comprehensive and collision coverage.