Boat, RV, and Recreation Loans

Finance or Refinance a Boat, RV, or Other Recreational Vehicle from a Dealer or Private Seller.

CFCU is offering 90-days to pay* and low rates.

Features

 

  • Flexible repayment terms from 36 – 84 months
  • No prepayment penalties
  • Easy to pay online and set-up automatic payments
  • Rates are the same whether you are buying from a dealer or a private seller
  • Some of the best local and national rates!
  • Quick application process
  • Loan approval good for up to 60 days
  • Walk into the buying process knowing what you can afford

Rates

Table data for Marine Loan Rates
 Rates as of 11/15/2022
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
Boat 5.25% up to 60 months $18.83
at 60 mo
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Boat 5.50% up to 84 months $14.50
at 84 mo
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Boat (2018-2023) 6.50% up to 120 months (Minimum loan amount $10,000) $10.89
at 120 mo
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Boat (2018-2023) 7.00% up to 180 months (Minimum loan amount $15,000) $8.10
at 180 mo
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Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.
Table data for Recreational Loan Rates
 Rates as of 11/15/2022
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 5.75% up to 36 months $30.00
at 36 mo
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ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 6.00% up to 60 months $19.24
at 60 mo
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ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 6.50% up to 84 months (Minimum loan amount $10,000) $14.62
at 84 mo
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Boat/Camper/Motor Home (2017-2022) 7.25% up to 120 months (Minimum loan amount $10,000) $11.12
at 120 mo
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Boat/Camper/Motor Home (2020-2022) 8.00% up to 180 months (Minimum loan amount $12,500) $9.14
at 180 mo
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Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.

Insurance

  

Learn how much we can save you on insurance rates

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  • Recreational Vehicle, Boat, RV Insurance – Receive multiple quotes to choose from.
  • Guaranteed Asset Protection (GAP) Coverage - Is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe. Essentially, GAP covers the difference between your primary carrier's insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges, less your deductible.
  • Borrower Security - This protection could cancel your loan balance or payments up to the contract maximums. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask your loan officer about eligibility, conditions, or exclusions.

 

*Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by CFCU Community Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by CFCU Community Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choosing.

 


 

*Interest accrual begins on date of contract. Up to 90 days to pay is only available to members with a credit score of 660 or higher and will only be offered for a limited time.