Personal Loans with some of the best rates in Ithaca and Cortland. Tompkins and Cortland County Lending at its best!

Personal Loan

^{Rates as low as}

^{3.90% APR*}

12-36 month terms

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Benefits

Flexible repayment terms from 12-60 months.
No prepayment penalties.
Some of the best local and national rates!
Quick application process, find out if you qualify today.
Deposited directly into your CFCU checking or savings account.
Cheaper and smarter debt than credit cards! Strengthens your credit score.

Rates

Table data for Personal Loan Rates
Rates as of 10/1/2021
Annual Percentage Rate as low as	Term	Alert Me
3.90%	Up to 36 months (Maximum loan amount of $5,000)	Receive a notification when this rate changes

4.90%	Up to 36 months (Maximum loan amount of $10,000)	Receive a notification when this rate changes

6.90%	36 months (for loan amounts above $10,000)	Receive a notification when this rate changes

8.90%	48 months	Receive a notification when this rate changes

9.90%	60 months	Receive a notification when this rate changes

Rates quoted 'as low as' are subject to change without notice. Actual loan rate determined by credit score & term. All loan applications are subject to approval.

Loan Calculator

What is APR?

*APR=Annual Percentage Rate. 3.90% APR is as low as and available for loan amounts of $5,000 or less and 4.9% APR is as low as and available for loan amounts between $5,001 - $10,000. All loans subject to approval. Actual rate determined by credit score, loan term, and loan amount. Credit scores are determined by the Credit Reporting Agency. Interest accrual begins on date of contract. Maximum loan amount of $10,000. A maximum loan term of 36 months applies to the promotional rate. Payment Example: For a $5,000 personal loan with a term of 36 months at 3.90% APR, the monthly payment will be $147.40. Promotional rate for a limited time only. Membership eligibility requirements apply. Federally Insured by NCUA.