Have you ever banked with a financial institution whose sole focus is on you, and not some rich stockholder? We don't even have stockholders! Take a look below as to how this will impact you, or just go ahead and join up now. This is a great decision for your financial life!
Join!
Whether you have $5.00 or $50,000 at CFCU, get ready for a top-notch experience.
Who can join?
Anyone who lives, works, worships, or attends school in Tompkins, Cortland, Cayuga, Ontario, or Seneca County, as well as any business or organization located in Tompkins, Cortland, Cayuga, Ontario, or Seneca County, is eligible to join. All we ask is that you maintain $5.00 in your Savings Account.
Is your brother in Jersey going to be jealous? Perhaps, but he doesn't have to be! In each instance where a person is eligible for membership, his or her spouse, and their lineal ancestors and descendants, including persons related by adoption, are also eligible for membership!
Worried you might not be a member for life? Don't worry, be happy! Once you are a member at CFCU, you are a member for life. Our Mobile and Online Banking make it easy to continue to conduct business with us, and you can continue to benefit from our outstanding loan rates and deposit yields! (It doesn't hurt that 1 in every 12 ATMs in the country are in our network either, does it?)
Sold on the idea of becoming one of our 60,000+ member-owners?
Many point to our lower loan rates, and higher dividend returns... but it is always comforting to know specifics isn't it? Last year alone, we not only helped 657 individuals and families in Cortland and Tompkins County achieve the dream of home ownership, we saved them over half a million dollars in closing costs through our 
Our focus and commitment to our communities is apparent to anyone living in Tompkins, Cortland, Cayuga, Ontario, or Seneca County. Our staff, including our President and CEO, spent over 1,000 hours volunteering time and effort to over 100 local non-profits in the area. As an organization, CFCU gave back to Tompkins and Cortland County in the form of scholarships, awards, monetary support, and sponsorships. This made CFCU not only one of the strongest financial institutions in the nation, it also made us one of the most impactful.