With a low variable rate and credit limit up to $25,000, a CFCU Business VISA is a convenient way to make business-related purchases, handle travel/entertainment expenses and take cash advances.
Business Visa
Convenient itemization and great rates!
Benefits
- All purchases and expenses conveniently itemized on one monthly statement for convenient record keeping.
- No minimum finance charges!
- Annual fee is a low $15, which can be waived if you maintain Premier Business Checking or a CFCU Mortgage.
- Instant cash with our advances.
- Travel accident insurance.
- Emergency card replacement.
- Travel and emergency assistance services.
- Auto rental insurance and warranty services.
And you thought it was just a Credit Card! It is so much more!
Rates
| Annual Percentage Rate (APR) for Purchases | APR for Balance Transfers | APR for Cash Advances | Penalty APR and When it Applies | Minimum Interest Charge | Alert Me | |
|---|---|---|---|---|---|---|
| Business Visa | 12.40% - 18.25%1 | 12.40% - 18.25%1 | 12.40% - 18.25%1 | None | None | Receive a notification when this rate changes |
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| Annual Fees | Balance Transfer Fees | Cash Advance Fees | Foreign Transaction Fees | Convenience Check Fees | Alert Me | |
|---|---|---|---|---|---|---|
| Business Visa | $151 | 2% of amount of each transfer or $5 minimum, whichever is greater. | 3% if done through an ATM, or 4% of the amount if done at the financial institution, or $10 minimum, whichever is greater. | 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars. | Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. | |
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| Late Payment | Over-the-Credit Limit | Returned Payment | Other Fees | Alert Me | |
|---|---|---|---|---|---|
| Business Visa | Up to $35 | $0 | Up to $35 | None | |
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View our disclosures for additional Terms and Conditions.