Business Services

The services you need, from a trusted source.

Merchant Card Processing
With this service, CFCU can set up and maintain a program that allows you to accept a range of credit, debit or other payment methods. This includes authorization, capture and deposit of funds to help you accelerate receivables and enhance cash flow. CFCU merchant services provide you and your customers with an easy, safe and convenient way to transact business. And being able to offer various payment options can actually help you increase sales and grow your business. For more information, stop by any of our branches or call 607-257-8500.

Safe Deposit Boxes

Keeping your business’s valuable information safe has never been more important. Safe-keeping of contracts or other important documents such as insurance documentation and photographs, employment contracts, lease agreements, articles of incorporation, etc can be done here. Keep it simple & safe with a safe deposit box.

Wire Transfers
The Credit Union is a member of the Federal Reserve System and can send and accept both domestic and international wire transfers. This permits the safe and rapid transfer of funds between financial institutions. Fees may apply.

Free Notary Public
A notary public is someone who is authorized to witness a signature on various kinds of legal documents, including mortgage loan documents. As a professional courtesy, there is a notary public at each CFCU office. We’ll notarize documents for you at no charge.

Free Signature Guarantee
One of the cornerstones of securities transfer is the signature guarantee. It’s required before a transfer can take place and requires an equitable methodology for the acceptance of signature guarantees from eligible guarantor institutions. CFCU is an enrolled guarantor in the Securities Transfer Agents Medallion Program (STAMP), the financial industry's signature guarantee program.

Digital Banking
Enjoy anytime, anywhere access to your money with Digital Banking!

Learn more!

24-Hour-A-Day Night Depository
For extra security, don’t keep your money at your business location overnight where it may be vulnerable to theft. Deposit cash, checks and credit card slips outside our normal business hours at 24-hour night depositories located at CFCU's East Hill Branch, Craft Road, Meadow Street, Cortland and Triphammer locations. These deposits will be processed the next business day.

Foreign Currency Exchange
Experienced travelers know that it’s risky to begin a trip without local currency. Be prepared and exchange your U.S. dollars before you leave on your trip.

  • You’ll save valuable time and money.
  • Over 100 countries available for delivery in 1-2 business days!
  • Return unused currency at original exchange rates with Currency Price Protection.
  • Avoid 3% credit card surcharges.

Foreign currency is not immediately available, it must be ordered in advance within Digital Banking. Fees may apply.

Log into Digital Banking and order today to prepare for your trip!


Don't forget Insurance!

Your business deserves the best deal for the right insurance. Turn to CFCU Insurance Services for all your business insurance needs.

Call 844-835-7646 or Click to Learn More!

Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by CFCU Community Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by CFCU Community Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.