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Mobile Deposit

Deposit a check from anywhere!

Qualifying members have the ability to deposit a check from our mobile and tablet apps. This ultra-convenient service could not be easier to use! Save yourself the time and hassle of needing to travel to a branch to deposit a check and try our Mobile Deposit today!

It's as easy as taking a picture... and FREE for our members!

Instructions

1. Endorse your check and add 'Mobile Deposit Only' below your signature.'

2. Open CFCU App and Log in.

3. Tap 'Deposit'.

4. Place check on a solid dark background that contrasts with the color of the check.

5. Follow instructions and prompts on the screen.

That's it! Keep your check in a safe location, and in one to two business days you will see the funds available in your account along with an email notification.* You are then safe to shred your paper copy of the check.

It's that easy, and you are even able to deposit up to $5,000 per day!

Eligibility

To be eligible for Mobile Deposit, you must be:

  • A member in good standing for 30 days.
  • 18 years of age or older.
  • Have a valid address on file.
  • The membership account is not a Trust, Living Trust, Beneficiary or Association account.

 

Limits

  • No per-item limits like most financial institutions. You can deposit as many checks as needed up to the daily amount limit.
  • $5,000 per day daily amount limit!

A generous membership benefit to ensure your banking is as easy as possible!

Tips

  • Before logging into the CFCU app, close all other apps running in the background on your mobile device.
  • Sign/Endorse the back of your check and label it “Mobile Deposit Only.”
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check. 
  • Flatten folded or crumpled checks before taking your photos.
  • Keep the check within the view finder on the camera screen when capturing your photos.  Try not to get too much of the areas surrounding the check.
  • Take the photos of your checks in a well lit area.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos.
  • Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Make sure the entire check image is visible and in focus before submitting your deposit.
  • No shadows across the check.
  • All four corners are visible.
  • Check is not blurry.
  • The MICR line (numbers on the bottom of your checks) is readable. 

FAQ

*Sign up for email notifications within Online Banking.