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Skip-a-Pay Program

Skip-a-Pay Request Form

Member must have an eligible loan type, complete a request form, and be approved to participate in the “Skip-a-Pay” program. Interest on the loan will continue to accrue. Program fees are temporarily waived until 4/30/2020.

Eligibility

Eligible Loan Types:

  1. Automobile
  2. Motorcycle
  3. Other Secured (boat/snowmobile/dirt bike/tractor/etc)
  4. Recreation (camper/RV/etc)
  5. Signature Loans 
  6. Signature Lines of Credit
  7. Home Equity Lines of Credit
  8. Credit Card
  9. Share Draft Loan Protection

Member Eligibility:

  1. All Loans for the borrower and any joint/guarantor must be current, with no missed or late payments for 6 months.
  2. Loan must be open for at least 6 months at CFCU. (Due to COVID-19, you may still be eligible if you opened your loan less than 6 months ago. Call to see if you are eligible.)
  3. Primary borrower must have $40 available in their Savings account at the time of the request. (Due to COVID-19, we are waiving the fee.)
  4. Eligible loan payment may only be skipped twice per 12 month period per loan. (Due to COVID-19, you may still be eligible if you skipped 2 payments in the previous 12 months. Call to see if you are eligible.)

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