When you choose our Home Equity Line of Credit (HELOC), you can leverage the value of your home to get approved for a certain spending limit, and then use as little or as much as you need! We make it easy!
or call us at 607-257-8500 or 800-428-8340 (both at ext.3291)
Borrow from your line of credit again and again as needed.
Pay interest only on the amount you actually use.
As you pay towards the debt, more of the credit line becomes available again.
Transfer the funds to your Checking Account so you can pay with checks, debit card, even Bill Pay!
Access funds using convenience checks. Simply stop in to any branch for us to print them today, or call us and we'll mail them to you.
Tax advantages may apply (consult your tax adviser).
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda).
BORROWER COMPLAINTS AND INQUIRIES
CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.