Business Loans

Open for business with CFCU loansMaking ambition affordable while providing options that fit your needs!

Secured Loan

Secured Term Loans

A term loan provides a one-time lump sum with fixed monthly payments. It’s low-cost financing for longer-term needs such as business start-up or expansion, inventory, materials, vehicles, equipment, permanent working capital, refinancing debt or financing receivables, to name a few. Many types of business assets can serve as collateral for this loan. 

Lines of Credit

Secured Line of Credit

Here’s a low-cost financing solution ideal for larger purchases such as financing inventory or dealing with cash-flow fluctuations. Because the line can be secured by a variety of potential business or personal assets, you can usually qualify for a higher credit line and lower interest rate. CFCU's Secured Line of Credit provides ongoing access to funds when you need them.

Unsecured Line of Credit

You can enjoy instant access to funds on an ongoing basis. One application establishes a revolving line of credit you can use over and over again. Borrow for short-term capital or cash flow requirements. For example, you can access your line to help out during times of slow cash flow, then repay when cash flow improves. You’ll have the money you need, whenever you need it, at an attractive interest rate.

Share Draft Loan Protection

Share Draft Loan Protection

Don't worry if you inadvertently overdraw your checking account. Share Draft Loan Protection backs up your designated checking account so you can avoid non-sufficient funds (NSF) fees. Featuring a maximum credit limit of $10,000, you have automatic access covering any overdraft up to that approved limit.