Welcome Students!

We are thrilled you chose to further your education in the Finger Lakes area!

We hope you further your connection with the community and become a CFCU member as well! Why should you choose CFCU? Learn more below. 

Click on your college logo for a Q&A chat experience designed just for you!

Access Cornell Big Red chat

Access Tompkins Cortland Community College Panthers chat

Access Ithaca College Bombers chat

Access SUNY Cortland Red Dragons chat

Top Products

Checking Accounts: 

Transformation Checking: Earn cash back rewards on all debit card purchases, 1.00% APY on all balances until 12/31/19, and experience full access to Digital Banking!

Simply Checking: Keeping checking simple with a debit card and full access to Digital Banking. 

Learn more about both checking accounts here!

Savings Accounts: 

Membership Savings: As a CFCU member, you are required to have a Membership Savings with a minimum of $5 on deposit. Earn dividends on balances of $100 or more! 

Lucky Savers: Interested in earning higher dividends and chances to win cash with every $25 deposit per month? Open our 12-month Lucky Savers Certificate today! Interested in learning more? Click here. 

Digital Banking

What do you get with CFCU Digtial Banking? Freedom.

  • Mobile Apps - iOS and Android Platforms.

  • Text Banking - Lightning quick banking!

  • Account Alerts - Stay on top of your accounts.

  • Bank-to-Bank Transfers - Transfer money with an account at another financial institution.

  • Bill Pay  - The easiest way to pay bills. Period.

  • PopMoney  - Pay anyone with just their email or phone number! It's like magic, with no cost to them or you!

  • Mobile Deposit - Deposit your checks from anywhere. 
  • Secure Messaging - A secure way to send us questions about your account!

  • eStatements - Save a tree, avoid fraud, why not?

  • Foreign Currency Ordering - Traveling? Have their currency on hand and avoid fees!

Click here for all features of Digital Banking!

Branch & ATM Locations

Tompkins County Branches

Campus Locations
 Cornell University
 The Cornell Store
 Ithaca College 
   Campus Center

Ithaca Area 
East Hill Branch, 1022 Ellis Hollow Road
Meadow Street Branch, 409 N. Meadow Street
Triphammer Branch, 99 Sheraton Drive

Ithaca Commons
Transformation Center, 202 East State Street

Cortland County Branches

Cortland Area 
Port Watson Street Branch, 182 Port Watson Street
Rte. 281 Branch (Tops Plaza) 3910 Rte. 281 

ATM Locations

Click here to view all of our ATM locations, including 50,000 ATM's worldwide.

FAQ's