*APY=Annual Percentage Yield. APY is accurate as of 9/1/2023 and is available for a limited time through 10/31/23. Certificate term is 7 months. The APY of 7.00% is based on a minimum balance of $100,000 with an Eligible Account to qualify for the bonus rate. Actual APY will vary based on account balance and certificate owner(s) having an Eligible Account. Other tiers available with Eligible Account to qualify for bonus rate: 5.00% APY with minimum balance of $500 and 6.00% APY with minimum balance of $25,000. The APY is variable during the initial term, but at no time will be below the base rate and at no time will exceed the bonus rate. See Truth in Savings Disclosure for details on base rates, bonus rates and tiers, and minimum balance requirements. Rate changes are within the Credit Union’s discretion and may change on any Business Day, during the initial term, based on the certificate account owner(s) having an Eligible Account. Business Day is any day except Sundays and federal holidays. Eligible Account is defined as any of the following: Transformation Checking, Student Checking, or Business Rewards Checking, which must be active as defined by the Credit Union. The certificate account owner(s) must be the primary or joint owner of the Transformation Checking or Student Checking or must be the primary owner of the Business Rewards Checking. Maximum opening deposit is $250,000.00. A primary owner cannot exceed $250,000.00 in combined opening deposits in one or more 7 Month Special certificates; this includes any certificates opened in the current promo period 9/1/23-10/31/23 and the prior promo period 4/10/23-6/30/23. Certificate will automatically renew for a 12-month term at maturity at the then current 12-month certificate rate. The APY is based on an assumption that the dividends will remain on deposit until maturity. Penalties may be imposed for early withdrawal.