Our Structure

We are a not-for-profit financial institution.

It's something we are proud of. We have all the products and services a bank would have. We just operate differently. Instead of stockholders, we are owned by our members, the people we serve. 

Is my money safe?

Absolutely. CFCU provides a safe place for your hard-earned savings. Deposits are federally insured to at least $250,000 by the National Credit Union Administration, which holds one of the strongest federal deposit insurance funds in existence.

Learn more about NCUA

Learn more about Share Insurance

We have a Board

We have both a Board of Directors and a Supervisory Committee at CFCU. These are comprised of unpaid volunteers who bring a wealth of knowledge and experience to the Credit Union. 

Meet Our Board!

Where do the profits go?

So where do the profits go that are generated from day-to-day operations such as lending?

We find ways to give them back to you!

  • Lower fees. Even among Credit Unions, we are in a low percentile!

  • Better rates to strengthen your bottom line. Feel free to compare our dividends and rates, we know how impressive they are!

  • Offering more free, or reduced cost, services. Such as our free $1,000 AD&D Insurance Policy to every member.

  • Offering more products to choose from. Our No Closing Cost Mortgage saved local members over a half a million dollars last year alone!

  • Strengthening our local communities! Volunteering and giving are a part of our DNA.

  • Helping local non-profit organizations. We helped over 100 local non-profits last year!

As a rule of thumb - As your Credit Union gets stronger, so does your community!

10 Facts About Credit Unions

Which President signed the Federal Credit Union Act? How do non-members benefit just by us existing?

Amaze your friends with your knowledge!