Convenience Services

Merchant Card Processing
Foreign Currency Exchange
Wire Transfers
Notary Public
Signature Guarantee
MAXX Phone Banking
Night Depository
Automatic Data Processing


Merchant Card Processing
With this service, CFCU can set up and maintain a program that allows you to accept a range of credit, debit or other payment methods. This includes authorization, capture and deposit of funds to help you accelerate receivables and enhance cash flow. CFCU merchant services provide you and your customers with an easy, safe and convenient way to transact business. And being able to offer various payment options can actually help you increase sales and grow your business. For more information, stop by any of our branches or call 607-257-8500.

Foreign Currency Exchange
Experienced travelers know that it’s risky to begin a trip without local currency. Be prepared and exchange your U.S. dollars before you leave on your trip.

  • You’ll save valuable time and money.
  • Over 100 countries available for delivery in 1-2 business days!
  • Return unused currency at original exchange rates with Currency Price Protection.
  • Avoid 3% credit card surcharges.

Foreign currency is not immediately available, it must be ordered in advance within Online Banking. Fees may apply.

Log into Online Banking and order today to prepare for your trip!

Wire Transfers
The Credit Union is a member of the Federal Reserve System and can send and accept both domestic and international wire transfers. This permits the safe and rapid transfer of funds between financial institutions. Fees may apply.

Free Notary Public
A notary public is someone who is authorized to witness a signature on various kinds of legal documents, including mortgage loan documents. As a professional courtesy, there is a notary public at each CFCU office. We’ll notarize documents for you at no charge.

Free Signature Guarantee
One of the cornerstones of securities transfer is the signature guarantee. It’s required before a transfer can take place and requires an equitable methodology for the acceptance of signature guarantees from eligible guarantor institutions. CFCU is an enrolled guarantor in the Securities Transfer Agents Medallion Program (STAMP), the financial industry's signature guarantee program.

Enjoy anytime, anywhere access to your money with CFCUanywhere Online Banking. It allows you to personalize your online banking experience for maximum ease and efficiency. Check account balances and history, transfer funds between accounts, pay bills, view and download statements and check images, make loan payments, download account information into personal financial management solutions, manage personal information and communicate with the Credit Union 24 hours a day, seven days a week. This service is fast, secure and easy to use. To enroll, please stop by your local branch!

MAXX Phone Banking
607-257-8113 or 1-800-782-9413

CFCU's MAXX Phone Banking lets you check account balances, obtain a transaction history, determine if a specific check has cleared, request a savings withdrawal check, transfer funds and or night...on holidays...over the days a week. With MAXX, you interact directly with the Credit Union’s computer. It is menu driven. A <flow chart reference guide> will show you how to navigate through the system and detail the different functions you can perform. There are no per transaction or access fees and there is even a toll-free number for members who live outside the Ithaca area. All you need is a touch-tone phone, your Credit Union account number, and access code. If you don’t have a code, have lost or can’t remember it, please call 607-257-8500 to request a new one. If you need assistance with MAXX, check out our handy online MAXX user guide. This brochure is a .pdf file and requires Adobe Acrobat to open. You can download Adobe Acrobat from

24-Hour-A-Day Night Depository
For extra security, don’t keep your money at your business location overnight where it may be vulnerable to theft. Deposit cash, checks and credit card slips outside our normal business hours at 24-hour night depositories located at CFCU's East Hill Branch, Craft Road, Meadow Street, Cortland and Triphammer locations. These deposits will be processed the next business day.

ADP: Automatic Data Processing
ADP provides emerging small businesses with management solutions including payroll services, human resources management, benefits administration, tax and compliance issues and more. For more information, visit the ADP website at