*APR = Annual Percentage Rate. Actual APR will be determined by loan term and credit score. Credit scores are determined by the Credit Reporting Agency. APR as low as 4.25% includes 0.25% discount for autopay. Rates as low as 4.25% also available for private boat purchases. Interest accrual begins on date of contract. Payment per $1,000 at 4.25% for 72 months = $15.75 per month. Federally Insured by NCUA.