| 10 year |
15 year |
20 year |
30 year |
| |
|
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|
|
|
| Rate % |
Points |
APR |
Rate
% |
Points |
APR |
Rate
% |
Points |
APR |
Rate
% |
Points |
|
| 5.875 |
0 |
6.421% |
6.000 |
0 |
6.389% |
6.375 |
0 |
6.693% |
6.500 |
0 |
6.744% |
| 5.625 |
0.5 |
6.278% |
5.750 |
0.75 |
6.254% |
6.125 |
1.25 |
6.600% |
6.250 |
1.25 |
6.612% |
| 5.375 |
1.5 |
6.250% |
5.500 |
1.75 |
6.159% |
5.875 |
2.25 |
5.801% |
6.000 |
2.5 |
6.480% |
|
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|
|
|
FLEX 97 FIXED RATE MORTGAGE |
|
|
|
| Rate % |
|
Term |
|
Points |
|
APR |
Conditions |
| 6.500 |
|
30
years |
|
1.25 |
|
6.884% |
Owner Occupied/3%Down
Payment |
|
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|
BALLOON MORTGAGES |
|
|
|
|
| Rate% |
|
Term |
|
APR |
|
Conditions |
|
|
|
|
|
| 6.250 |
|
15 Years |
|
6.437% |
|
No Title Insurance/No PMI Required to 85% LTV (RestrictionsApply) |
|
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|
ADJUSTABLE RATE MORTGAGES |
|
|
|
| Program |
|
Rate
% |
|
Term |
|
Points |
APR |
Index |
Margin |
Caps |
|
| 5yr/5yr |
|
5.000% |
|
30 years |
|
0 |
5.700% |
3.500% |
2.50% |
2% per adjust/ 5% life |
|
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|
SECOND CHANCE REFINANCE-NO CLOSING COSTS (Restrictions Apply) |
|
|
| Rate % |
|
Term |
|
Points |
|
APR |
|
LTV |
|
|
|
| 5.950% |
|
10
YR |
|
0 |
|
6.058% |
|
<80% |
|
|
|
| 5.950% |
|
15 YR |
0 |
|
6.027% |
|
<80% |
|
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|
PURCHASE
TRANSACTIONS- NO CLOSING COSTS (Restrictions Apply) |
| Rate % |
|
Term |
|
Points |
|
APR |
|
LTV |
|
|
|
| 6.500% |
|
30 Years |
|
0 |
|
6.552% |
|
<90% |
|
|
|
| 6.000% |
|
15
Years |
|
0 |
|
6.077% |
|
<90% |
|
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