Index = 1.70
Rates for the month of May 1, 2008

Loan Type Maximum Term
(years)		 APR*
(%)		 Variable Rate
(%)		 Payment per mo/$1,000 est.
(Fixed rate)
(w/credit life & dbl)

Member Leases

 

* No Discounts

NEW 36 or 48

USED 36 or 48

4.90*

5.90*

No Discounts

No Discounts

Call Auto Connection
Call Auto Connection
NEW AUTO 2008, 2007, 2006, 2005
Credit Score determine % of finance
For fixed rates:
725+ =130%
724-625=120%
624-526=110%
526 or less 100%
Any loans financed over the percentages above will be at the variable rate.






36
48
60
66
72 (Min $20k)

84 (Min $25k)
2006-08




6.00
6.25
6.75
7.00
8.50

9.75




(INDEX+6) 10.00
(INDEX+6) 10.00
(INDEX+6) 10.00
(INDEX+6) 10.00
(INDEX+6) 10.00

(INDEX+6) 10.00




$32.07 E
$25.28 E
$21.41 E
$20.05 E
$19.61 E

$18.39 E
USED AUTO 2004, 2003
Credit Score determine % of finance
For fixed rates:
725+ =120%
724-625=110%
624-526=100%
526 or less 90%
Any loans financed over the percentages above will be at the variable rate.
36
48
60 (Min $15k)
66 (Min $20k)		 6.25
7.25
8.25
9.25

(INDEX+7) 10.00
(INDEX+7) 10.00
(INDEX+7) 10.00
(INDEX+7) 10.00

 $32.19 E
$25.76 E
$22.16 E
$21.20 E
AUTO 2002-2001
 24
36
48 (Min $15k)		 8.75
9.75
10.75		 (INDEX+8) 10.00
(INDEX+8)10.00
(INDEX+8) 10.00		 $47.24 E
$33.87 E
$27.51 E
Any AUTO 2000 and older
 36 10.75 (INDEX+9) 10.55 $34.35 E

SPECIAL RATES FOR HYBRID VEHICLES .25% OFF FIXED LOAN RATES FOR 2006-2008 MODEL YEARS.

Discount .25% for using CFCU'S Premier Checking Account with Auto Pay

(Call Auto Connection to inquire about qualifying models)

Loan Type Maximum Term
(months)		 APR*
(%)		 Variable Rate
(%)		 Payment per mo/$1,000 est.
(Fixed rate)
(w/credit life & dbl)
Classic Auto
1975 or less
36
48
60
Over 60 months		 7.50
8.50
9.50


(INDEX+9) 10.55
 $32.79 E
$26.29 E
$22.81 E


** All CFCU Loans Include GAP Insurance at no Additional Charge **
(Limits Apply)

Contact any CFCU Loan Officer or our Auto Connection Dept. at:
607-257-3282 x267 or x275 or fax 607-257-8186

Note:

• The variable rate changes monthly according to the average annual return of the 26 week Treasury bill as determined by the U.S. Treasury's auction of Treasury bills during the previous month (10% floor).

• CFCU Community Credit Union reviews every loan application individually to insure fairness and compliance to CFCU policy.