MyMoney

It is amazingly simple to use!

1. Log in to Online Banking.

2. Click on 'MyMoney'

3. Your CFCU Accounts will automatically populate and categorize for instant analysis of your spending.

4. Adding accounts is easy! Click 'Add' from any page and follow the prompts. All you need are the online credentials for that account. From there it will populate and categorize, making it simple for you to view your entire financial life!

Start today, thank us later. Another free service from us to you!

• What is a 'tag' in MyMoney?
  

  A tag is a customizable word or phrase used to categorize your transactions. This feature gives you a better idea of how you're spending your money by tracking transactions in the same category. We will automatically pull in your most recent transactions and tag them (i.e. transportation, groceries, clothing). We suggest you edit your tags by clicking on the ‘EDIT’ button associated with each transaction. Customized tags give you a more accurate view of your budget(s), spending history and overall financial picture.

• How do I add an asset/debt in MyMoney to help calculate my Net Worth?
  
  1. Select the ‘ADD ASSET’ or ‘ADD DEBT’ button.
  2. Enter in the amount of the Asset or Debt and label it accordingly.
  3. Save the asset or debt.
  4. You may also remove particular accounts from being calculated into your Net Worth total by clicking to un-check your account(s).
• What are alerts in MyMoney and how do I set them up?
  

  Alerts are personalized notifications sent to your email and/or mobile device which help you keep track of your account activity. Be alerted of upcoming bills, monitor account balances to avoid fees, and review transactions of a certain amount or from a particular store.

   

  1. Click on ‘Alerts’.
  2. Click on ‘ADD AN ALERT’ to get started.
  3. Choose your Alert type:
  • Account Balance
  • Spending Target Exceeded
  • Goal Progress
  • Bill Reminder
  • Large Transaction
  • Specific Store Purchase
  1. Enter the appropriate values as prompted (i.e. account, amount, percentage)
  2. Choose the Alert Option(s):
  • Email
  • Text Message
  • All of your MyMoney alerts will appear on the Dashboard once they have been triggered.
  1. Click ‘ADD ALERT’.
  Please keep in mind that there is often a slight delay between triggering an alert and receiving it, as we have to wait until a transaction is posted to send a related alert.
• How do I edit or delete a budget in MyMoney?
  
  1. Click on ‘Budget’ at the top of the page.
  2. Click on the Spending Target you'd like to edit from the list.
  3. At the top of the page, click the ‘EDIT or ‘DELETE’ button.
  4. You can change the name, amount, tags, and accounts associated with this Spending Target from here.

  If your Spending Targets aren't updating correctly, ensure that:

  • The associated tags are attached to transactions posted in the current month.
  • You have the proper account(s) included for each Spending Target.
  • Your Dashboard tags match the Spending Target tags.
• How are budgets used in MyMoney?
  

  Budgets use ‘Spending Targets’ to track variable expenses. Budgets always run from the first to the last day of each month. Spending Targets are automatically color-coded based on your spending progress.

• How do you add or change a tag in MyMoney?
  
  1. Click on the transaction requiring a new or updated tag.
  2. Click the 'x' in the tag you wish to remove.
  3. Type the new tag and press ‘Enter’.
  4. Optional: Create a rule to apply this tag and title to all similar transactions.
  5. Click 'SAVE TRANSACTION'.
  6. Refresh the page to apply your new rule, if applicable.
• How do you add an account in MyMoney?
  
  1. Click the ‘ADD’ button in your left sidebar.
  2. Enter your financial institution’s name into the search box. Check the URL associated with the institution to make sure it is where you normally access your account(s).
  3. Enter your login information EXACTLY as you would when logging into your financial institution directly and click ‘CONNECT’.
  4. Classify your account(s) by type.

  • If the specific account type is not listed choose the closest choice
  • Input a custom account name if desired (this can also be edited from the Dashboard later).
  • If an account is listed that has already uploaded automatically, or you see an account you don’t wish to import, you may choose to ‘Ignore this account’. Then click ‘SAVE’.

  1. Wait several moments for your account(s) to upload. More than one account may result in a longer load time.
  2. If you receive an error message:

  • First check that your login credentials are correct and are still working directly on the institution’s website.
  • If you are still unable to add your account, please contact support. Be sure to provide the following information:
    • The name of the financial institution you are trying to add
    • The website (URL) used to access the account directly
    • Also leave the partially-added attempt on the Dashboard as this is necessary for troubleshooting.
• How do I handle cash transactions like ATM withdrawals in MyMoney?
  

  Use 'split tags' to categorize your cash withdrawal transactions. You are unable to manually enter cash transactions, but using 'split tags' will allow you to break down a cash transaction into groceries, dining out, transportation, etc.

• Can I pay bills in MyMoney? Perhaps on the Cashflow calendar?
  

  The Cashflow calendar is designed for planning and estimation purposes only. No real money is ever withdrawn from your account(s) in MyMoney. The Cashflow calendar simply uses your current daily balance and then takes into account all future income and bills that you’ve entered.

• Why should I use MyMoney?
  

  MyMoney provides you the tools to help successfully manage and track your finances. You can create a budget, monitor expenses, and set goals. We'll also allow you to track your upcoming bills and incomes, and enable you to view all your accounts in one convenient location. MyMoney can help you in tangible ways to improve your overall financial health.

• How do I find my financial institution in MyMoney?
  

  We support more than 13,000 financial institutions of all sizes. If you're having trouble finding yours, try these search tips:

  1. Input your financial institution's official FULL name.
  2. Then try searching with the fewest amount of words possible.

  • For example: Try typing one word at a time if your institution has a long name. If your financial institution has an abbreviation, (i.e. SECU) try searching under those terms as well.
  • If your financial institution has a city name or other unique word in it, try searching only by that term (i.e. ‘Springfield’ or ‘River’).

• Can I export transactions from MyMoney?
  

  You can export your transactions into a 'CSV' file, which is supported by most spreadsheet programs.

  1. On the Dashboard at the top-right of the transaction list, click the small 'Export' button.
  2. Enter the desired date range. We can export transactions back from when you began using MyMoney in any time span of one year or less.
  3. Click 'DOWNLOAD FILE'.
  4. A CSV file will be saved to your computer's download folder.
• Can I delete a transaction in MyMoney?
  

  Yes, you can remove transactions. These transactions will still be visible on your account directly, but will no longer show in MyMoney. Please note that this is a permanent action and cannot be undone.

  • On the Dashboard, highlight the transaction you wish to delete and select ‘EDIT’.
  • Click ‘Delete this transaction’ in the bottom right corner of the screen.
• Can I teach MyMoney to learn about transactions over time and tag them differently automatically? Create a rule?
  

  If you'd like to change a transaction's title and/or edit the tag to be applied to similar transactions, check the box in the ‘Create a Rule’ area of the transaction editor. This will allow you to choose from a number of different recurrence styles:

  • Apply for transactions from ALL ACCOUNTS for ANY TIME PERIOD
  • Apply for transactions from ALL ACCOUNTS for THIS TRANSACTION MOVING FORWARD
  • Apply for transactions from THIS ACCOUNT ONLY for ANY TIME PERIOD
  • Apply for transactions from THIS ACCOUNT ONLY for THIS TRANSACTION MOVING FORWARD

  Creating rules for certain transactions, such as a ‘Check’ transaction, is not advised. It will apply that title and tag to all other checks. Please contact support if you have additional questions regarding tagging rules.