Whether you travel abroad or want protection from fraud, choose the security and ease of CFCU’s new chip debit and credit cards and “Chip Confident”!
CFCU now offers chip-enabled debit cards (credit cards coming soon)!
Whether you travel abroad or want protection from fraud, choose the security and ease of CFCU’s new chip debit and credit cards and “Chip Confident”!
The chip in our new debit and credit cards is an embedded microchip which encrypts the transaction data, generating a unique one-time code needed for each transaction to be approved.
PIN vs. Signature
• Both Chip and PIN and Chip and Signature cards use the same encryption technology, the only difference is that with PIN cards you must use a four digit PIN to complete a transaction instead of a signature.
• Our Debit Cards utilize the Chip and PIN technology, while our Credit Cards use Chip and Signature technology.
• Some merchants may still ask you to sign, even if you have a PIN card, in which case simply provide your signature to verify and complete the transaction.