You worry about the color, we've got the finances covered.
Flexible repayment terms up to 84 months.
No prepayment penalties.
Some of the best local and national rates!
Quick application process, find out if you qualify today.
Have partnered with many local dealers to allow you to get a loan at the dealership.
Clear, understandable loan process handled by professional and knowledgeable staff
When unexpected expenses crop up, CFCU Members can request to skip up to two eligible loan payments a year! Just another benefit of membership here at CFCU.
Maguire Family of Dealerships — (new/used)
Maguire Dodge Ram of Syracuse
Maguire Nissan of Syracuse
Maguire Watkins Glen
Byron's Auto Sales - Call (607) 756-7677
Cars R Us - Call (607) 773-0031
FC Waffner Auto Sales
Main Street Auto
Peacock Auto Sales, Cortland, NY
Don't see your dealer on this list? Or do you want some advice on the car buying process? Get pre-approved before walking into a dealer, and we'll arm you with the knowledge and financing you need to succeed!
Auto Loan Rates
|Annual Percentage Rate as low as||Term||Payment per $1,000||Alert Me|
|Newer Autos/Motorcycles 2016 - 2018||2.50%||up to 36 months||$28.82
at 36 mo
|Newer Autos/Motorcycles 2016 - 2018||3.50%||37-60 months||$18.14
at 60 mo
|Newer Autos/Motorcycles 2016 - 2018||4.00%||61-72 months||$15.60
at 72 mo
|Newer Autos/Motorcycles 2016 - 2018||5.75%||73-84 months||$14.44
at 84 mo
|Used Autos/Motorcycles 2015 and older||4.50%||up to 60 months||$18.58
at 60 mo
|Used Autos/Motorcycles 2015 and older||5.75%||61-72 months||$16.38
at 72 mo
|Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.|
CFCU Insurance Services wants to put money back in YOUR pocket with affordable Auto Insurance. Call today for multiple affordable quotes and get on the road to savings without delay!
* Average Savings figure is a national average savings number from March 2016 to February 2017 of auto, homeowner, and packaged policyholders’ savings per customer when compared to the policyholders’ former premiums. Individual premiums and savings will vary. Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by CFCU Community Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by CFCU Community Credit Union need not be purchased from our Agency but may, without aaffecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
Most insurance policies only cover the value of the vehicle, something that rapidly declines during the first years of ownership. If your vehicle, boat, motorcycle, or RV is stolen or involved in a major accident, you could lose your investment.
Guaranteed Asset Protection (GAP) is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe. Essentially, GAP covers the difference between your primary carrier's insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges, less your deductible. This is an optional product offering from CFCU.
Don't owe on your loan after an accident, have it covered with our GAP product.
Borrower Security - Protect your family against the unexpected.
Life can be wonderful. But it also can get complicated when unexpected things happen. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.
This protection could cancel you loan balance or payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask your loan officer about eligibility, conditions, or exclusions*
*Refer to member agreement for a full explanation of terms and conditions.
Mechanical Repair Coverage - Lighten the financial burden from breakdowns.
As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road? Mechancial Repair Coverage can help limit the cost of any covered breakdowns. You pay only the applicable deductible, if any. Mechancial Repair Coverage can help lighten the financial burden for you and the people you care about. Worry a little less about tomorrow and get covered today!
Want more details? Go to cunamutual.com/mrcdetails or talk to your Loan Officer today!